Tuition Fees

Tuition fees for the M.Ost will be £9,000 per year for UK/EU undergraduates for 2017 entry.

No Upfront Costs

UK and EU applicants, studying at university level for the first time, can apply for a loan from the UK government to cover the cost of tuition fees. The above video provides a quick guide to how the student loans system works.

As a new student, starting a degree course in 2017/18, you are able to apply for student finance from February 2017 onwards.  You do not have to have a confirmed university place in order to apply for a loan.  Simply apply using the details of your first choice institution – if necessary this can be amended online at a later date. Please be aware that the ESO programme is listed under Buckinghamshire New University for student finance purposes:

University Code: B94

Course Code: B310

Campus Code: E

Of course you do not have to take out a government loan and may pay the fees from your own resources – see below for details of our Payment Plans.
Please note: The following information relates to applications made through Student Finance England.  If you are from Northern Ireland, Scotland or Wales your application will be dealt with by other Student Finance organisations.  Visit www.gov.uk/apply-for-student-finance for further information.

Help With Living Costs

UK applicants who have not studied at university level before can apply for support to help with living costs. This is available in the form of loans and the amount available depends on your living circumstances and household income.  For further information visit www.gov.uk/student-finance/loans-and-grants.  Extra support may be available to students who:
• Have children or adults dependent on them
• Have a disability, long-term health condition, mental-health condition or specific learning difficulty
Visit the Student Loans Company website for further information.

Repayments 

When funding your studies with a tuition fee loan, it is important to note that:
• You will only start to pay back your student loan after you have completed the course and are earning over £21,000* per year;
• When you start repaying the loan repayments are based on what you earn, not what you owe;
• If your earnings fall beneath the £21,000 threshold your payments will stop;
• Any outstanding contributions will be written off after 30 years.

The table below illustrates repayment levels relative to earnings.

Salary (Amount of salary from which 9% will be deducted) – Monthly repayment

£25,000 (£4,000)  – £30.00

£30,000 (£9,000)  – £67.50

£35,000 (£14,000)  – £105.00

£40,000 (£19,000) – £142.00

£45,000 (£24,000) – £180.00

£50,000 (£29,000) – £217.50

£55,000 (£34,000) – £255.00

Source: Department for Business Innovation & Skills: URN 11/789.

* The £21,000 threshold relates to graduates living and working in the UK and repayment thresholds vary  from country to country.  Visit www.studentloanrepayment.co.uk for more information.

MoneySavingExpert website also provides a useful and user-friendly calculator tool.

Repayment Through Self-Assessment

Most osteopaths work on a self-employed basis and the tax rules for the self-employed are different to those who work for somebody else; you must register with HM Revenue & Customs and complete a Self Assessment Tax Return form at the end of each year, in which you disclose how much profit you have made.  Once you show a profit of over £21,000 per annum you will commence repayment of your student loan as illustrated above.
Many of our students are from other EU countries or, once they have graduated, move to practise in other countries.  In either case if, following completion of your studies, you leave the UK for more than 3 months, the Student Loan Company (SLC) will ask you to complete an Overseas Income Assessment Form to enable them to calculate how much you need to repay.

Interest Payments

You will be charged interest on your loan from when you receive your first payment until it has been repaid in full.  The interest will be compounded (e.g. added to the total amount you owe) every month. The most accurate and up to date information on interest rates can be found at www.studentloanrepayment.co.uk.

Please Note

The above information is provided as a general guide.  Information about loans and repayments can be found on the Student Loans Company website and it is your responsibility to inform yourself about student finance arrangements.

Payment Plans

If you are paying tuition fees from your own means (ie not through the student loan system) and cannot pay the full amount at the time of registration, you can pay in three installments.  The first payment will be due within 2 weeks of your start on the course, the second in January 2018 and the third in April 2018.

Professional Career Development Loans (PCDLs)

A Professional and Career Development Loan (PCDL) is a commercial bank loan that you can use to help pay for work-related learning.  Buckinghamshire New University is a PCDL registered learning provider, registration number 20148; because the ESO is a Partner College of Buckinghamshire New University, ESO students may be able to gain access to the PCDL.  For information on financial assistance to support your learning, please visit the GOV.UK website (www.gov.uk/career-development-loans/overview) or contact the National Careers Service on 0800 100 900.

Other expenditure

There are several items you will need to buy during your studies, including diagnostic equipment, which you will need to purchase before the end of the first year. We recommend students buy their diagnostic equipment directly from a company called Welch Allyn, who send a representative to the School during term 3 of Year 1. You can expect to pay about £300 for your diagnostic equipment. You will also need to buy treatment-couch covers at a cost of around £15 each, along with white clinic coats costing around £25 each. The ESO is not prescriptive in its recommendation  of books. However, you will need to buy some books whilst on the course and we recommend that you set aside approximately £200 for this purpose.

Our Fees and Funding video is also available in French

EU Applicants

To find out what student finance you qualify for if you’re from an EU country (outside the UK), you’re an EEA or Swiss migrant worker or you’re the child of a Turkish migrant worker click here.

Tuition Fees

Tuition fees for the M.Ost will be £9,000 per year for UK/EU undergraduates for 2017 entry.

Funding support for EU students

The UK government recently announced that EU students applying for a place at an English university or further education institution in the 2017-18 and 2018-2019 academic years will continue to be eligible for student loans and grants – and will be for the duration of their course. If you are an EU student and would like to know more about the impact of the UK’s decision to leave the European Union please visit https://www.ucas.com/ucas/undergraduate/getting-started/ucas-undergraduate-international-and-eu-students

No Upfront Costs

UK and EU applicants, studying at university level for the first time, can apply for a loan from the UK government to cover the cost of tuition fees. The above video link provides a quick guide to how the student loans system works. Further help and advice is available via the Student Finance EU Team.  Simply apply using the details of your first choice institution – if necessary this can be amended online at a later date. Please be aware that the ESO programme is listed under Buckinghamshire New University for student finance purposes:

University Code: B94

Course Code: B310

Campus Code: E

Of course you do not have to take out a government loan and may pay the fees from your own resources – see below for details of our Payment Plans.

Repayments

When funding your studies with a tuition fee loan, it is important to note that:
• You will only start to pay back your student loan after you have completed the course and are earning over £21,000* per year;
• When you start repaying the loan repayments are based on what you earn, not what you owe;
• If your earnings fall beneath the £21,000 threshold your payments will stop;
• Any outstanding contributions will be written off after 30 years.

The table below illustrates repayment levels relative to earnings.

Salary (Amount of salary from which 9% will be deducted) – Monthly repayment

£25,000 (£4,000)  – £30.00

£30,000 (£9,000)  – £67.50

£35,000 (£14,000)  – £105.00

£40,000 (£19,000) – £142.00

£45,000 (£24,000) – £180.00

£50,000 (£29,000) – £217.50

£55,000 (£34,000) – £255.00

Source: Department for Business Innovation & Skills: URN 11/789.

* The £21,000 threshold relates to graduates living and working in the UK and repayment thresholds vary  from country to country.  Visit www.studentloanrepayment.co.uk for more information.

MoneySavingExpert website also provides a useful and user-friendly calculator tool.

Repayments Through Self-Assessment

Most osteopaths work on a self-employed basis and the tax rules for the self-employed are different to those who work for somebody else; you must register with HM Revenue & Customs and complete a Self Assessment Tax Return form at the end of each year, in which you disclose how much profit you have made. Once you show a profit of over £21,000 per annum you will commence repayment of your student loan as illustrated above.

Many of our students are from other EU countries or, once they have graduated, move to practise in other countries. In either case if, following completion of your studies, you leave the UK for more than 3 months, the Student Loan Company (SLC) will ask you to complete an Overseas Income Assessment Form to enable them to calculate how much you need to repay.

Interest Payments

You will be charged interest on your loan from when you receive your first payment until it has been repaid in full. The interest will be compounded (e.g. added to the total amount you owe) every month. The most accurate and up to date information on interest rates can be found at www.studentloanrepayment.co.uk.

Please Note

The above information is provided as a general guide. Information about loans and repayments can be found on the Student Loans Company website and it is your responsibility to inform yourself about student finance arrangements.

Payment Plans

If you are paying tuition fees from your own means (ie not through the student loan system) and cannot pay the full amount at the time of registration, you can pay in three installments.  The first payment will be due within 2 weeks of your start on the course, the second in January 2018 and the third in April 2018.

Living Costs

Of course, you will also need money to support yourself during your studies. The UK Council for International Student Affairs http://www.ukcisa.org.uk/ will give you an idea of general living costs and lots of other useful information to help you prepare for life as a student in the UK.

Please note: EU Nationals who have lived in the UK for 3 years prior to the 1st September of the year of entry may be classed as UK Nationals for the purposes of student support. Please visit UKCISA website for further information.

Other expenditure

There are several items you will need to buy during your studies, including diagnostic equipment, which you will need to purchase before the end of the first year. We recommend students buy their diagnostic equipment directly from a company called Welch Allyn, who send a representative to the School during term 3 of Year 1. You can expect to pay about £300 for your diagnostic equipment. You will also need to buy treatment-couch covers at a cost of around £15 each, along with white clinic coats costing around £25 each. The ESO is not prescriptive in its recommendation  of books. However, you will need to buy some books whilst on the course and we recommend that you set aside approximately £200 for this purpose.

International Applicants

The ESO is recognised globally as a leading osteopathic institution. We pride ourselves on the breadth of our undergraduate programme, preparing graduates for a fulfilling and rewarding career as an independent healthcare practitioner.

The ESO holds a Tier 4 Sponsor Licence, which enables us to issue International students with a Confirmation of Acceptance Studies (CAS) – a unique reference number that you will need to help you obtain your UK entry visa under the Tier 4 (General) Points Based System (PBS). To find out if you need a visa and how to apply visit: https://www.gov.uk/tier-4-general-visa/overview.  You will see that you will need to provide evidence that you have enough money to cover your tuition fees.

Tuition Fees for 2017 Entry

The M.Ost tuition fees for International students for the academic Year 2017/18 are £10,500. Of course, along with being able to pay for your course, you will need money to support yourself during your studies. The UK Council for International Student Affairs http://www.ukcisa.org.uk/ will give you an idea of general living costs and lots of other useful information to help you prepare for life as a student in the UK.

Deposit

The ESO will assign a CAS to applicants who have successfully completed the application cycle and have paid a deposit of £3000. The deposit acts as part of the annual tuition fee and the amount payable at the time of registration will be reduced accordingly. The deposit is only refundable where the applicant provides evidence that the application for a student visa was not accepted for the year the academic offer was made.

Payment of Tuition Fees

Prospective students will receive comprehensive information about the payment process once they have formally accepted an offer for a place on the course through UCAS.

Financial Sponsors

You cannot be admitted as a registered student until an acceptable arrangement for the payment of fees has been agreed. If you require a visa to study in the UK you are expected to be able to fund the whole of your programme of study yourself, unless you have an official financial sponsor. An official financial sponsor is: Her Majesty’s Government, the student’s home government, the British Council, an international organisation, an international company, or university. You will be responsible for any fee payments not made by the sponsor.  It is important to note that you must have arranged your finance at the time of registration. If, as outlined above, your fees are being paid by a sponsor, you need to have a written confirmation of this. This confirmation should be sent to:

Bernadette Ranger
European School of Osteopathy
Admissions Department
Boxley House
Boxley, Maidstone
Kent, ME14 3DZ
United Kingdom

The letter must be on company headed paper and state the amount you are being sponsored for. It should also provide invoicing details. You should send this letter as soon as possible, so that we can approve it prior to your arrival in the UK. Please note that the School reserves the right to decide which international organisations or companies they will accept as financial sponsors.

Other expenditure

There are several items you will need to buy during your studies, including diagnostic equipment, which you will need to purchase before the end of the first year. We recommend students buy their diagnostic equipment directly from a company called Welch Allyn, who send a representative to the School during term 3 of Year 1. You can expect to pay about £300 for your diagnostic equipment. You will also need to buy treatment-couch covers at a cost of around £15 each, along with white clinic coats costing around £25 each. The ESO is not prescriptive in its recommendation  of books. However, you will need to buy some books whilst on the course and we recommend that you set aside approximately £200 for this purpose.